How to Create Your First Client Case with Annuities Genius

Welcome! When you log into the dashboard, the first thing you'll want to do is create your first client. Below, you'll see a screenshot displaying a test client to give you an idea of how it looks. Click the purple “Create Case” button to get started.

Get Started:

Next, please provide the client’s information. These details are essential for the pre-analysis and enable GrantAI to evaluate the case while securely maintaining records in compliance with regulatory requirements.

After you click + Create Client, you’ll be taken to the Client Information screen.

Step 1: Client Information

What to enter:

1. Creating a Client

   Before running an analysis, you’ll first create a Client Profile. This allows the system to tailor results based on the client’s information.

   Required Information

   To create a client, you only need to enter the following:

   • Full Name
   • State of Residence
   • Gender
   • Age/ Enable Toggle to Use Exact Birthdate
2. Once those fields are completed, the client profile can be created.

💡 Tip: If you prefer not to use a real name, you can enter something like Client #1, Client A, or another placeholder name.

Add Spouse or Joint Owner (Optional)

• Turn the toggle ON if:
  • The quote is for joint lifetime income, or
  • The annuity will have a spouse or joint owner.
• If OFF, the quote will be based on a single individual.

Contact Information (Optional)

Optional Sections

Contact Information

Add the client’s phone number or email if you plan to store contact details.

Generate Reports for Agent

Add the agent name and NPN if you want those details displayed on generated reports.

Step 2: Goals & Objectives

Select the client’s main goal to guide the analysis.

💡Explore Options

Use this when comparing different strategies or when looking for things like the highest bonus, strongest accumulation, or growth-focused products.

💰Generate Income

Use this when the goal is to find the annuity that can generate the highest income or create reliable lifetime income.

Additional filters may appear, including:

• LTC Protection

  Tooltip: May increase payouts if the client needs long-term care, such as nursing home or home health care.

• Legacy Focus

  Tooltip: Helps prioritize products designed to leave more money to beneficiaries.

📈Grow Safely

Use this when the goal is growth while protecting the client’s principal. Additional filters may appear for time horizon, liquidity needs, and optional product features such as Rate Lock-In, LTC Protection, or Legacy Focus.

Step 3: Pick how the annuity will be funded

Funding Source- Select where the money is coming from to fund the annuity.

• Qualified – Funds coming from a retirement account such as an IRA, 401(k), or TSP.
• Non-Qualified – Funds coming from personal savings, bank accounts, or brokerage accounts.
• Annuity Exchange – Used when transferring funds from an existing annuity (1035 exchange). Enter the details of the current annuity being replaced, including the carrier, product name, and current values.
• Roth Conversion – Select this if funds from a qualified retirement account will be converted to a Roth account.

If Roth Conversion is selected, you will also be asked to choose a Conversion Duration, which determines how many years the conversion will be spread across.

Options include:

• 1 year (full conversion) – Convert the entire amount in one year.
• 2–3 years – Spread the conversion over a few years.
• 4–6 years – Gradual conversion strategy.
• 7–10 years – Longer-term conversion planning.
• Not sure — optimize for tax efficiency – The system will estimate the most tax-efficient conversion timeline.

If you are unsure which option to choose, you may select Unsure to continue and adjust the details later.

Premium Amount – Enter the amount the client plans to invest.

Step 4: Examples of Source Types

Below are some common examples to help determine which Source Type to select.

Traditional IRA

Money already held in a Traditional IRA account.

Example: A client has $250,000 sitting in a Traditional IRA at Fidelity and wants to move it into an annuity.

IRA Rollover

Funds being rolled over from an employer retirement plan into an IRA.

Example: A client leaves their job and rolls their 401(k) into an IRA before purchasing an annuity.

401(k)

Money currently in an active or former employer’s 401(k) plan.

Example: A client wants to transfer funds from their company’s 401(k) into an annuity.

Roth IRA

Funds from a Roth IRA account, which are typically tax-free in retirement.

Example: A client has $100,000 in a Roth IRA and wants a Roth annuity strategy.

IRA Transfer

Moving funds from one IRA to another IRA without changing the tax status.

Example: A client transfers an IRA from Vanguard to an annuity carrier.

Inherited IRA

An IRA that a client received from someone who passed away.

Example: A client inherited their parent’s IRA and wants to reposition the funds.

SEP IRA

A retirement plan used mainly by self-employed individuals or small businesses.

Example: A business owner has $300,000 in a SEP IRA and wants to move it into an annuity.

SIMPLE IRA

A retirement plan offered by small employers.

Example: A client participated in a SIMPLE IRA through their employer.

Pension

Funds coming from a pension lump-sum payout.

Example: A client receives a lump-sum pension distribution and wants to move it into an annuity.

457 Plan

A retirement plan used by government or certain nonprofit employees.

Example: A city employee transfers funds from a 457 plan.

403(b) / TSA 403(b)

Retirement plans typically used by teachers, school employees, and nonprofit workers.

Example: A teacher rolls funds from their 403(b) into an annuity.

💡 Tip:

If you're unsure which option to choose, select the account type where the funds are currently held.

Once you have completed these steps  or selected “Unsure” for any fields you wish to skip click Create Client.

This will take you to the client’s profile, where you can begin running analyses using the available tools. You will also see an input bar where you can ask questions or request help GrantAI can assist with your search and help draft reports based on the client’s information.

💬 Need Help?

If you have any questions, our team is here to support you.

💬 Chat with us

📞 Call us: 949-600-7707

📧 Email us: help@annuitiesgenius.com