Need to analyze or compare products side by side?

Tool Overview (What It Does)

Marketplace → Compares annuity product features such as term, bonus, withdrawal provisions, riders, and fees.

Income Rider Calculator → Ranks FIAs with income riders based on projected or guaranteed lifetime income (income begins after a deferral period and may grow over time).

Performance Analyzer → Compares historical index strategy performance by applying caps, spreads, and participation rates.

SPIA/DIA Calculator → Ranks immediate or deferred income annuities based on highest guaranteed income payout (no accumulation phase).

Legacy Rider Calculator → Compares enhanced death benefit rider values, including lump sum or periodic payout options for beneficiaries.

Index Tracker → Displays raw historical index performance under different market conditions (bull and bear markets).

Simulator → Compares allocation scenarios to evaluate how long retirement assets may last under historical market stress and varying levels of protection.

The Question Each Tool Answers

Index Tracker → How has the market index performed historically?

Performance Analyzer → How would the annuity strategy have performed based on historical data?

Marketplace → What product features, terms, and riders does the annuity offer?

SPIA/DIA → Which carrier provides the highest guaranteed income payout?

Income Rider Calculator → Which FIA offers the highest projected or guaranteed lifetime income?

Legacy → Which annuity provides the highest death benefit value?

Simulator → How long will the client’s retirement assets last under different market conditions and allocation strategies?

To compare annuities side by side:

Go to Marketplace → Annuity Database.
Select which Type
Use the List or Table view toggle in the top right.
Select the checkboxes next to the annuities you would like to compare.
You can compare up to 8 annuities at a time.

Watch the video on comparing FIA products using the Annuity MarketPlace (starts at 3:55) Watch here

Watch the video on creating rider comparison reports (starts at 4:15): Watch here

Step 3: Use Specialized Calculators 🧮

You can also compare products by:

The Performance Analyzer compares historical index performance within annuity strategies. It shows annualized returns over 10, 15, or 20 years for side-by-side comparison.

Unlike Marketplace, which compares product features, this tool focuses on historical performance of allocation strategies.

The Index Tracker shows raw historical index performance and allows you to compare how indices performed in different market conditions, including bull (rising) and bear (declining) markets.

It does not apply annuity caps or participation rates.

The Retirement Simulator is a planning tool that models how a client’s market-based assets may perform during retirement withdrawals under real historical market conditions. It compares different allocation scenarios to show how long assets may last and how adding protection (like annuities) can reduce risk.

The Income Rider Calculator compares FIAs with income riders. You can view guaranteed income or apply hypothetical assumptions to see projected income. Results are ranked based on income amount and rider features.

The SPIA/DIA Calculator compares income annuities based on the client’s details and ranks carriers by highest guaranteed monthly income. Enter the client’s information and desired payout structure, and the tool will display ranked income options.

Death Benefit calculator - The Legacy Rider Calculator compares annuities with enhanced death benefit riders. You can select Lump Sum or Periodic payouts and choose between Guaranteed Mode or a hypothetical growth scenario. Results are ranked based on projected or guaranteed legacy value.

Step 4: Illustrations for Accumulation-Focused Products & Full Side-by-Side Comparison 📄

For accumulation-focused products, run full illustrations. These can’t be compared dynamically but can be generated and uploaded to the platform. You can then view them side by side as PDFs for detailed analysis and client presentations.

To do a comprehensive side-by-side comparison with complete illustrations, run a full report and place the illustrations next to each other. 🔍📝

Step 5: Access Additional Training 🎓

Find these and other helpful training videos by clicking your name in the top right corner of the screen and selecting Training. 🎥📚