How to Solve for Monthly Income in Annuities Genius

Step 1 – Enter Client Information

Select or create your client profile.

Fill in:
- Age
- State
- Qualification type (Qualified, Non-Qualified, Roth, etc.)
Choose Male, Female, or Joint depending on the payout type. Go through the sets of questions

Step 2 – Open the Calculator

From the top navigation, go to Calculators → Income Rider Calculator.

Income Rider Calculator

This tool lets you calculate either from premium → income or income → premium.

Step 3 – Switch to “Income” Mode

In the calculator box, toggle from Premium to Income.
Enter the client’s desired monthly payout (example: $3,000).
Select Monthly under payout type.
Adjust the start age slider if the income is to begin later (e.g., age 70 instead of immediately).

Step 4 – Apply Filters (Optional)

Before running results, refine with filters on the left:
- Carrier A.M. Best rating
- Surrender period
- Bonus features
- Rider options (performance-driven, enhanced payments, no fee, etc.)

Step 5 – Run the Search

The system will show you the required premium contribution for that income goal across multiple carriers.
- Example: Corebridge requires $458,599 to generate $3,000/month.
Switch between List or Table view for easier comparison.

Step 6 – Illustrate a Product

Find the product you want to show.
Click the three-dot action menu next to it.
Select Illustrate to run a full, carrier-approved illustration.

Step 7 – Download or Present

Click Download Report to create a professional PDF comparison.
Save it under the client’s profile or present it live in your meeting.⭐

Some carriers provide official illustrations, while others offer carrier-style illustrations within the platform. You can click on the illustration to download report, then save or print as needed.

Save first everything depends on the device you have.

Download from the top corner.

Go to the top right corner of the screen
Click the download icon
Save the file to your device

If you have questions or need further assistance, email us at help@annuitiesgenius.com, use the blue chat bubble inside the software, or call us at 949-600-7707.