Index Tracker - Performance Analysis

INDEX TRACKER – COMPLETE USER GUIDE (Everything Included)

Annuities Genius – Live Raw Index Data Tool

Overview

The Index Tracker is a tool inside Annuities Genius that displays live, raw index performance data for every index used in annuity strategies across all products on the platform.

This gives you a transparent, data-based view of how indexes have performed over multiple time periods so you can build stronger allocations and communicate more effectively with clients.

Agents use this tool to:

Compare index strength
Understand market behavior
Select the most suitable indexes for allocations
Validate strategies using real historical data
Prepare for illustrations or case design

How to Access the Index Tracker

Navigate to:

Blue Menu → Calculators → Accumulation → Index Tracker

At the top of the page, you’ll see:

Your selected client
Or “Valued Client” if none is selected

To switch clients:

Click Switch Case

You can also manually edit the client fields shown at the top.

Understanding the Index Table

The central table displays all annuity-relevant indexes and their performance.

Each row includes:

Index Name
Year-to-Date (YTD) Return
1-Year Return
3-Year Return
5-Year Return
10-Year Return
Last Two Calendar Years
Since Inception Return

(or your custom date range)

Sorting Data

Click any column header:

First click = highest → lowest
Second click = lowest → highest

Links Under Each Index

Every index includes two helpful links:

1. Blue Ticker Symbol

Takes you to the index provider’s official website.

2. Orange Link (Performance Analyzer)

Opens the Annuities Genius Performance Analyzer, which shows:

How annuity strategies using that index perform
Rate limits (caps, participation rates, spreads)
Crediting method details
Guaranteed vs non-guaranteed mechanics

Filtering Options (Left Panel)

Search by index name
Search by ticker symbol

Annuity Type Filters

Choose to show:

FIA Indexes
RILA Indexes

Additional Filters - check the box or click on the (i) for more info

Include Indexes With No Associated Accounts
- Shows Indexes that are currently not being utilized in any annuity products but are active in live trading in the market.
  
  Live Index Data Only
- Shows only real historical data.
- Removes all back-tested or simulated numbers.
  
  Rate Lock-In Only
- Shows indexes linked to annuity strategies that provide guaranteed participation rates for the full surrender charge period.
- Example: A NASDAQ index offering a locked participation rate for 5 years.

Custom Date Range Feature

You can select your own timeframe to view returns for a specific period.

Example:

Start: June 2018
End: June 2024

Click Apply to update the table.

The final column now shows returns for your custom time range instead of “Since Inception.”

Tip: Hover over any column header for definitions.

Why do some indexes show a later start date even though earlier data is available?

The later date reflects the actual inception of the index. Any data shown before that point is backtested (hypothetical) data created by the index provider to estimate how the index might have performed prior to its official launch.

Downloading Reports

Click Download Report to generate a PDF.

Default:

All search results are included.

To customize:

Select specific indexes using the checkboxes
Only items with a green checkmark will be included

Reports you generate are automatically saved to the client’s profile.

Where Saved Reports Appear

Go to:

Clients → Select Client → Client Details

Your Index Tracker reports will be stored here.

You can:

Download again
Re-run the search from the platform

How Agents Commonly Use This Tool

✔ Pre-Allocation

Identify the strongest or most stable indexes before deciding how to diversify client funds.

✔ Client Conversations

Explain index movement using real, up-to-date data rather than carrier marketing materials.

✔ RILA vs FIA Comparisons

Quickly see how different index families behave across different time horizons.

✔ Compliance-Friendly Transparency

You’re showing real market performance, not projections, which helps build trust.

✔ Case Preparation

Use this tool to prepare for illustrations, case summaries, or allocation planning.

Tips for New Agents

Use the Index Tracker first, before choosing allocations
Pair it with the Performance Analyzer to see strategy-level performance
Remember: The Index Tracker shows index performance, not crediting results
Great for visual learners and clients who want real numbers

Example 1 — Yahoo Finance

If you’ve ever gone on Yahoo Finance to look up:

how the S&P 500 is doing,
how much it went up this year,
how it performed over the last 5 years,

…that’s exactly what the Index Tracker does — but only for the indexes used inside annuities.

It’s basically:

Yahoo Finance, but organized specifically for annuity indexes.

Example 2 — iPhone Stocks App

If you’ve ever opened the Stocks app on your iPhone and it shows you:

today’s change
1-year performance
charts
raw numbers

…the Index Tracker does the same thing, but:

✔ for ALL the annuity indexes

✔ in one place

✔ with the option to sort them and compare them side by side

So it’s like the Stocks app, but built specifically for annuity advisors.

The Simple Purpose

The Index Tracker answers the question:

“How are the indexes inside annuities actually performing in real life?”

Just like checking a stock, but for annuity indexes.

Why You Use It

Because instead of guessing which index is strong right now, the tool literally shows you:

which ones are doing well
which ones are trending down
which ones performed consistently over 5–10 years
which ones might be better choices for your client’s allocation

Easiest Analogy

It’s like checking the weather before leaving the house.

You look at real numbers so you can make the right decision.

Instead of picking indexes blindly, you check their “weather report” — the Index Tracker.

HELPFUL PROMPTS FOR AGENTS

(For use with GrantAI, case prep, client communication, or general navigation.)

🔵 PROMPTS FOR GRANTAI (Index Strategy Support)

Explain the index

“Explain this index in simple terms and describe why it may be a good allocation choice based on recent performance.”

Compare two or more indexes

“Compare the S&P 500 Index with the BNP Paribas Multi-Asset Diversified Index and summarize which one appears stronger for a moderate-risk client.”

Build an allocation based on performance

“Using the top-performing indexes from today’s Index Tracker, create a suggested allocation for a conservative 65-year-old client.”

Generate a client explanation

“Write a short, client-friendly explanation of why I selected these indexes based on historical data.”

Explain rate lock-in

“Explain how a participation rate lock-in works and why it matters for long-term annuity planning.”

🔵 PROMPTS FOR CASE PREPARATION

Turn results into an illustration outline

“Turn these selected indexes and allocations into a clean outline I can use to run an illustration.”

Create a one-page case summary

“Summarize my chosen indexes, their time-period performance, and why they fit my client’s goals.”

Compliance language

“Create a compliance-friendly explanation of index performance over the last 5 and 10 years.”

🔵 PROMPTS FOR CLIENT PRESENTATIONS

Make it visual

“Create a simple explanation comparing the 1-year, 5-year, and 10-year performance of the selected indexes.”

Write a client email

“Write an email explaining the indexes we selected and how they’ve performed historically.”

Appointment script

“Write me a short script I can read to my client explaining how these indexes behave over time.”

🔵 PROMPTS FOR NEW AGENTS

Index basics

“Explain what an index is and how it impacts annuity growth in simple beginner language.”

FIA vs RILA indexes

“Break down the difference between FIA and RILA indexes in easy terms.”

Explain the table

“Explain what the 1-year, 5-year, and 10-year return columns mean in the Index Tracker.”

💡 For better insights, feed your recommendations report into GrantAI by uploading it through the form.

Support

If additional help is ever needed, click your name in the top-right corner to access support options.